Clik here to view.
One thing EVERYONE can do to help Your Credit Score
There is one thing I know You can do to help improve Your Credit Score and also protect it from negative items that might show up in the future. No matter what you might have going on right now,...
View ArticleClik here to view.
How does a late payment affect your credit score?
A late-payment, according to your Credit Report, is a payment received more than 30 days late. If you are two weeks late every month, you have the same Credit Score as the person who is two weeks...
View ArticleClik here to view.
What happens to home values in San Diego if Mortgage rates go up?
July 12th, 2011 Show Guests: Jim Berns – 2006 Broker of the Year in San Diego Art Valenzuela – Lead Instructor for Kaplan Real Estate Schools Jon Jerotz “JJ” – President’s Club Member with Guaranteed...
View ArticleClik here to view.
How does a Loan Modification affect Your Credit Score?
Do not believe anything you hear in the media about Loan Modifications. This thing has TOO much politics around it, but what doesn’t these days…? If you want the straight truth, watch this video and...
View ArticleClik here to view.
Former Bank Employee shares Secrets about Loan Mods, Short Sales
Former Big Bank employee, Jacalyn Blank of Short Sale Solutions in San Diego is Live in studio sharing all the inside Secrets with Mr. Credit about how the Bank views and deals with Loan Modifications...
View ArticleClik here to view.
You MUST File a Bankruptcy BEFORE You do a Short Sale
Doing a Short Sale is far better for Your Credit Score than a Foreclosure, but it’s very important to file for Chapter 7 Bankruptcy before you do a Short Sale or Foreclosure in San Diego. If you don’t,...
View ArticleClik here to view.
How much will a foreclosure hurt my credit?
There is a lot of Question about the difference between and Short Sale and Foreclosure and ultimately which is more impactful on Your Credit Score. The Truth is, it really depends, but it’s not that...
View ArticleClik here to view.
San Diego Real Estate Secrets
San Diego Real Estate Secrets If You own San Diego Real Estate and You want a Free Home Valuation, call the Real Estate Help Line 1.888.951.2929 Find out what Your home is really worth before You make...
View ArticleClik here to view.
Breaking News on ObamaCare is just the beginning of the Red Tape…
Now that the Government has clearly defined what “affordable health care” means, millions of Americans with big families will no longer get financial aid they need to cover their entire family. We...
View ArticleClik here to view.
Which is better for your Credit, a Short Sale or Foreclosure?
I am so sick of seeing articles written on this subject by people who have clearly done absolutely ZERO case-study on this subject. They just simply regurgitate what they read on MyFico or some other...
View ArticleClik here to view.
The biggest IRS mistake you can make
Jeffrey Kahn, Board Certified Tax Attorney and IRS Tax Resolution specialist, joins me today for an inside look at how the IRS works, what they can do to collect money and how to handle any IRS tax...
View ArticleClik here to view.
Bank of America bailed out again, but You won’t hear about it on the NEWS…
Bank of America received special treatment from the Federal Reserve last year that amounts to a multi-billion dollar bailout. The Federal Reserve of New York decided not to prosecute BofA for bad...
View ArticleClik here to view.
The best way to measure inflation…
You would be hard-pressed to find a company more efficient than McDonalds. Although I don’t eat there and despise many aspects in which the Company exists and operates, there is one thing McDonalds is...
View ArticleClik here to view.
Banks aggressively foreclosing to steal your home’s equity
It’s not a rumor at this point. Almost a dozen cases in the past few days is too many to be a coincidence! Homeowners are in a panic over the Big Banks recently-aggressive efforts to foreclose and...
View ArticleClik here to view.
What age is too late to buy a home?
You are 55 years old and you’re buying a home. You plan to get a 30 year fixed rate mortgage. Bad move? Right now, the average life expectancy for men is 85 and women 87. So, when do you give... Read...
View ArticleClik here to view.
Our 3 Year Anniversary Show Today!
Today marked the 3 year anniversary of The Lunch Hour with Mr. Credit on ESPN 1700AM here in San Diego. We had a LOT going on today: - It’s April 15th (Tax Day) - The Stock Market had it’s worst......
View ArticleClik here to view.
When you stop and look around…this Life is pretty amazing.
Today, let’s take a moment to be thankful for everything we have. No matter what you might be facing right now, when you stop and look around, and really take it all in…this life is pretty amazing!...
View ArticleClik here to view.
Should I refinance in San Diego?
All of the expert-talk in the San Diego housing market is about the consistently large year-over-year increase in home values we see every time a new report comes out. Case in point, the most recent...
View ArticleClik here to view.
How do I fix my Credit after a Short Sale or Foreclosure?
You can fix your credit after a short sale or foreclosure in 3 steps. Step 1: Get a good “mix” of credit. The perfect mix of credit is a Mortgage loan, Auto loan, and 3-5 credit cards. You can get......
View ArticleClik here to view.
How to negotiate commissions with a Real Estate Agent in San Diego
It’s mind-boggling how often I talk to home-sellers who never broached this subject with their Agent! When you are hiring someone to sell your home, it is absolutely your responsibility to bring up the...
View Article
